Blog: Blog

BLOG: Buying Tips 1 - Get Pre-Approved!

By Allen Johnson Real Estate | 2.12.2020

Spring is the hottest time of year for real estate in the Puget Sound area - and this year it's come early! Because we are dealing with an inventory shortage in an already competitive season, the pressure is on for buyers. If you're looking for a home, fear not. This spring we will be writing a series of blogs to help buyers get their dream home in a busy market.

This week's tip, as the old saying goes, is that "fortune favors the prepared mind". If you're planning to buy, meet with your mortgage lender far in advance of your home search. The lender will analyze your personal financial situation to establish your maximum buying limit, what type of loan you'll be able to use, and what your monthly mortgage rate will be.  If you don't have a lender, Ben and Allen can put you in contact with some industry professionals. This step is important because each pre-approval letter will be submitted alongside your offer to prove that a bank is ready to loan you funds. Without a pre-approval letter, sellers can't be certain if you have the funds to back up your offer. The goal is to convince the seller that you're the "real deal", and that your offer won't lead to hiccups down the road. Meeting with a lender as early as possible will give you the best chance at submitting that winning offer!

We'll have more tips this spring, so stay tuned. As always, contact Ben or Allen with any of your real estate questions!



"Allen and his team were extremely professional, fun and a pleasure to work with. Marketing materials were top notch and his knowledge of the area really helped us seal the deal."

-Brandon and Sara, Lynnwood, May 2018

Richstad Home

"I recently helped my 85 year old mother with the sale of her home and Allen was our realtor. He was an absolute rock star from start to finish and got us a sales price that we didn't think was possible..."

-Karen, Silver Firs, May 2018


"Allen Johnson went above and beyond to make our home buying experience as easy and smooth as possible. We have already recommended him to many of our family and friends..."

-Dennis and Tracie, Snohomish, April 2018

Dailey house

"Twenty years ago Allen helped my parents buy their home. He did such a good job at making sure that their needs were met and that their six year old daughter(me) liked the house too..."

-Sean and Heather, Lake Stevens, March 2018

Rust house

"We were referred to Allen by a friend & he met all of our expectations. Allen was always available & was quick to point out possible problems we may not have recognized as first time home buyers..."

-Mike and Lisa, Marysville, March 2018


"We have used Allen to both purchase a home as well as sell a home. Both times Allen was professional, honest and always available. He has been very helpful and patient throughout the whole process..."

-Andrew and Tammy, Everett, January  2018


"Allen was recommended to me by a friend five years ago and over those five years he always promptly returned my calls and been professional and pleasant no matter how busy he was. Anything that needed doing he took care of it..."

-Catherine, Bellevue, January  2018